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In this article reviews the different forms of capital that a company can use and the implications of using this form of capital. We explain the difference between debt and equity and the advantages and disadvantages of using each form.

The debate between passive and active investors has gone on for decades, and we aim to explain the key features of both approaches. While we believe there is a place for passive management, our investment philosophy is very much active. In particular we a

At , we believe performance means making money for our members and the foundation of our investment philosophy is to generate absolute positive returns for our members. This contrasts to the broader fund management industry which is generally focused o